The bank's net non-performing loans to total loans ratio improved to 4.9
per cent from 5.4 per cent as at June 2004.
The bank attributed this to its emphasis on credit quality and more focused collection efforts.
Its risk-weighted capital, meanwhile, remained strong at 18.4 per cent,
down from 19.0 as at June 2004. The lower risk-weighted capital was due
to the dividend payout and accounting for treasury shares. As at the end
of 2004, the bank's treasury shares stood at 4.97 million shares valued
at RM25.7 million.
Note: Hong Leong Bank Berhad (HLB) is a customer of Profitera Corporation. As its evident from article above, Profitera's PowerCollect Solution has helped HLB to increase its profits by improving the collection processes.